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Recent Posts
What Is A “Charge Off” On My Credit Report?
A “charge off” on your credit report means that the creditor wrote your account off as a loss for their own purposes. This does not mean that the debt is not valid or owed, but the creditor is no longer pursuing the debt.
Debt Collection Basics and Exempt Income from Judgment
The term “judgment proof” is often used when referring to an individual who may not be subject to income garnishments or property liens from creditors for a debt. There are many requirements to become judgment proof, however. The information below can be helpful to determine your rights when you are being pursued for a debt by a creditor.