FORECLOSURE PREVENTION PROJECT

Helping You Protect Your House and Home
CELJ’s Foreclosure Prevention Project (FPP) helps homeowners who are in danger of losing their home due to mortgage foreclosure. Attorneys and paralegals in this unit can assist clients with understanding their options, responding to legal documents and provide representation in court. In order to qualify for services, you have to live in the home and reside in Erie, Niagara, Orleans, Wyoming or Genesee County. There are no age or income restrictions, and our services are free. FPP is a partnership with the Legal Aid Bureau of Buffalo and the Western New York Law Center, and is funded by the Attorney General’s Homeowner Protection Program.

EXPERIENCED FORECLOSURE LITIGATION ATTORNEYS

HELP FOR HOMEOWNERS

KEEPING FAMILIES IN THEIR HOMES

LEARN YOUR OPTIONS

FAQs

New York’s foreclosure process can be long- the average foreclosure takes two years. There are required notices that your mortgage lender must send to you before they can start the court process. After you receive the first legal papers (summons & complaint), you will receive a letter from the court with a date for you to come to court for a settlement conference. You or your attorney should attend the conference if you want to keep your home.

FPP attorneys are available at the settlement conferences and we can get your information to see if you qualify for our services. The foreclosure action is on hold while you work through the settlement conference process. The conferences are meant to see if there is a way to keep you in your home, usually by applying for a loan modification. For more information about the process, download some of the informational materials available above or attend a workshop.

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