Helping You Protect Your House and Home
CELJ’s Foreclosure Prevention Project (FPP) helps homeowners who are in danger of losing their home due to mortgage foreclosure. Attorneys and paralegals in this unit can assist clients with understanding their options, responding to legal documents and provide representation in court. In order to qualify for services, you have to live in the home and reside in Erie, Niagara, Orleans, Wyoming or Genesee County. There are no age or income restrictions, and our services are free. FPP is a partnership with the Legal Aid Bureau of Buffalo and the Western New York Law Center, and is funded by the Attorney General’s Homeowner Protection Program.

FPP holds free informational workshops twice a month, on Wednesday evenings and Saturday mornings. The workshops are open to the public and you do not have to be an existing client- you can attend just to learn more about the foreclosure process and resources that are available in the community.

Can’t make it to the workshop? Take a look at some of the guides:

Foreclosure FAQ’s

Foreclosure Glossary

Steps of a Foreclosure in New York

Senior person's hands holding paper cutout of a home with an old key on top






New York’s foreclosure process can be long- the average foreclosure takes two years. There are required notices that your mortgage lender must send to you before they can start the court process. After you receive the first legal papers (summons & complaint), you will receive a letter from the court with a date for you to come to court for a settlement conference. You or your attorney should attend the conference if you want to keep your home.

FPP attorneys are available at the settlement conferences and we can get your information to see if you qualify for our services. The foreclosure action is on hold while you work through the settlement conference process. The conferences are meant to see if there is a way to keep you in your home, usually by applying for a loan modification. For more information about the process, download some of the informational materials available above or attend a workshop.

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