Consumer Protection Unit
Know Your Rights & Protect Your Finances
SPECIALIZED CONSUMER ADVOCATES
KNOW YOUR RIGHTS
PROTECT YOUR FINANCES
END CREDITOR HARASSMENT
A 2015 report from TrueLink Financial revealed that exploitation and fraud cost seniors $29.8 billion annually. Older adults are being targeted by sweepstakes scams, fraudulent subscriptions services, and debt resolution scams. Our Consumer Protection Unit works with government agencies to report and combat fraud, and also assists victims with recovery after a scam. If you or a senior you know is a victim of a scam or is at risk of being a victim, you can contact our office for assistance.
Living on a fixed income can make it difficult to keep up with your bills. CELJ can help you create a budget and provide advice on setting priorities in your expenses. If you are already being harassed by creditors or have received legal papers for any debt that you owe, we can provide representation in those matters, as well.
If it sounds too good to be true, then it probably is! Do not respond to mailings or emails with your personal information. If you’d like help determining whether something is a scam, check out these helpful tips from the National Council on Aging or call our office to speak with a paralegal about the offer you received.
Scammers are very convincing and persistent, which can make it challenging to convince your loved one that they may be involved in a scam. We are a law office, which means that our client has to want our assistance. If your friend or relative would like to talk to us about their situation or receive our help in recovering from a scam, we are available to assist. However, if they do not want to speak with us, we cannot force them to accept our help. In those situations, you can use some of the helpful tips from AARP.
Receiving court papers can be a stressful and scary experience. Fortunately, there are no debtor’s prisons in the United States. While a lawsuit may result in a judgment being filed against you, you cannot be sent to prison for failing to pay. You may receive, however, specific papers that require a response in order to avoid being in contempt of court. If you are being threatened with a lawsuit, have received a summons and complaint, or have already had a judgment filed against you, you can call our office to speak with our Consumer Protection Unit for counsel and advice or representation on these matters.