National Senior Fraud Awareness Day

submitted by Kristen Orr, Tech Paralegal May is Older Americans Month, and National Senior Fraud Awareness Day is May 15th. Though older adults on average lose more money to fraud than other age groups, they are still the least likely age group to report that loss. Be on the lookout for these scams affecting seniors.…

Read More

Unlocking Financial Capability for Seniors

submitted by Kristen Orr, Tech Paralegal April is National Financial Capability Month. Being financially capable means having the knowledge and the confidence to take charge of your financial wellbeing.  You can take charge on your own, but it’s also okay to recognize that you need assistance and enlist appropriate help. Being active and engaged in…

Read More

Debt Collection Basics and Exempt Income from Judgment

A senior gentleman stacking and counting coins

submitted by Brandy Hernandez-Hamil, Paralegal The term “judgment proof” is often used when referring to an individual who may not be subject to income garnishments or property liens from creditors for a debt.  There are many requirements to become judgment proof, however.  The information below can be helpful to determine your rights when you are…

Read More

Online Legal Risk Assessment Tools Available

During this global pandemic more Western New Yorkers are struggling with issues related to safe and affordable housing, debt, health care and financial exploitation. The Center for Elder Law & Justice has two online screening tools available to connect older adults who may be facing these types of challenges with our office. The New York…

Read More

State of Mortgage Foreclosures in Western New York: October 2020

submitted by F. Alex Fehrman, Esq. With COVID-19 still impacting our community, and likely to have a long-term impact on many people as we move forward, it is likely that multiple people are or will soon be facing mortgage foreclosure as a result of a newly found financial hardship. As courts continue to reopen and…

Read More

Common Questions about Paying Mortgages during COVID-19

houses

submitted by F. Alex Fehrman, Esq. With the escalation of the Covid-19 pandemic throughout the state, there has been a lot of confusion over the past few weeks when it comes to homeowners making their mortgage payments. As an attorney who focuses on foreclosure prevention I have received many questions on this issue over the…

Read More

Paying your mortgage during Covid-19

submitted by F. Alex Fehrman, Esq. What if I have trouble paying my mortgage? This is a question that nobody wants to ask. Unfortunately, as the Covid-19 epidemic drags on and many individuals face an economic hardship, it is a question more and more people are asking during this difficult time. When your house is…

Read More

Census, Auto Warranty, and IRS Scams: SFST Bulletin for March

The SFST Bulletin is a monthly electronic publication written for financial professionals. Our goal is to increase awareness of legal issues faced by older adults in our community related to financial exploitation by providing these informative materials to financial professionals. Each month the SFST Bulletin will focus on new and timely topics that affect consumer…

Read More