HOUSING
Common Questions about Paying Mortgages during COVID-19
submitted by F. Alex Fehrman, Esq. With the escalation of the Covid-19 pandemic throughout the state, there has been a lot of confusion over the past few weeks when it comes to homeowners making their mortgage payments. As an attorney who focuses on foreclosure prevention I have received many questions on this issue over the…
Read MorePaying your mortgage during Covid-19
submitted by F. Alex Fehrman, Esq. What if I have trouble paying my mortgage? This is a question that nobody wants to ask. Unfortunately, as the Covid-19 epidemic drags on and many individuals face an economic hardship, it is a question more and more people are asking during this difficult time. When your house is…
Read MoreResidential Security Deposits: Useful Tips to Help You Recover Your Deposit
Kevin Quinn, Staff Attorney Housing Unit Tenants often have difficulty recovering all or even a portion of the security deposit that they paid to their landlord at the beginning of their tenancy. The following are some useful tips we recommend using to insure that your transition out of your apartment is a smooth one. The…
Read MoreErie County 2015 In Rem Tax Foreclosure
The Erie County In Rem 163 Tax Foreclosure Auction will be held on Wednesday, September 24, 2015. The County has yet to publish their list of foreclosed properties. If your 2011 and prior property taxes are not paid by a future date to be determined by the County, your property may be included in the…
Read MoreRising Effectiveness of Foreclosure Settlement Conferences Thanks to Statewide Support
According to a recent report by the New York State Office of Court Administration, the past year showed some promising trends in mortgage foreclosure cases. While the overall number of foreclosures initiated increased, it is still below the historic highs seen in 2009 and 2010. More importantly, the number of settlement conferences – designed…
Read MoreHoarding – A Growing Problem with Emerging Solutions
Over the past several years, the problem of hoarding has come to light in our community, and across the country. According to the Mayo Clinic, Hoarding Disorder is “a persistent difficulty discarding or parting with possessions because of a perceived need to save them”
Read MoreNew program will help save homes in New York State
New York State Attorney General Eric Schneiderman has unveiled a new program called NYS-MAP that is designed to help many New Yorkers save their homes from foreclosure. This program will provide loans to eligible homeowners at low rates. The loans can be used for a variety of purposes, including but not limited to reinstating mortgages,…
Read MoreFHA-HAMP Guidelines
The FHA has several programs designed to help people avoid foreclosure and save their homes. They recently held a training to clarify their policies as the FHA discovered that several banks appeared to be denying HAMP loan modifications to eligible borrowers. Numerous borrowers have been denied the ability to keep their home where they can…
Read MoreWe Represent Tenants in Distress
TENANCY PROBLEMS? LEGAL SERVICES FOR THE ELDERLY CAN HELP! Legal Services for the Elderly represents tenants with a wide range of issues. At Legal Services, we represent tenants with: – Evictions – Lockouts – Habitability issues – Water shut offs for which your landlord is responsible – Housing Subsidies and Rental Assistance issues – Rent…
Read MoreAttorney General Schneiderman Steps in on the Side of Justice
The New York Attorney General has sued HSBC Bank and HSBC Mortgage Corp. for failure to comply with New York foreclosure rules, laws, and regulations. HSBC has been filing foreclosure actions against homeowners throughout New York State, and then sitting on many of them for months or even years without any activity. During this delay,…
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