Covid-19 Emergency Eviction and Foreclosure Prevention Act of 2020 Extended Through August 31, 2021

Senior person's hands holding paper cutout of a home with an old key on top

submitted by Kevin Quinn, Esq. On Tuesday, May 4, 2021, Governor Cuomo signed into law an extension of the Covid-19 Emergency Eviction and Foreclosure Prevention Act of 2020.   The legislation (S.6362-A/A.7175-A) extends protections prohibiting residential and commercial evictions, foreclosure proceedings, credit discrimination and negative credit reporting related to the COVID-19 pandemic until August 31, 2021.…

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Property Scams

submitted by Kevin Quinn, Esq. CELJ has recently learned of several recent incidents where scammers have come to an individual’s home, insisting that they purchased the property in a foreclosure auction, and have demanded that the individual vacate the property immediately. Neither the City of Buffalo nor Erie County have held a foreclosure auction recently. …

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Housing Unit Eviction Moratorium Guide 

submitted by Megan Poynter, Law Student updated January 26, 2021 New York State Specific Policy New York State Senate, Bill Number S.9114/A.11181 On December 28, 2020 Governor Cuomo signed the Covid-19 Emergency Eviction and Foreclosure Prevention Act of 2020. This act prevents residential evictions, foreclosure proceedings, credit discrimination, and negative credit reporting related to…

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Foreclosures During COVID-19

Update on December 22, 2020:  FHA extended its moratorium on new and existing foreclosures to February 28, 2021. See below for the HUD press release. FHA Extends Options for Single Family Borrowers Financially Impacted by COVID-19 | / U.S. Department of Housing and Urban Development (HUD) HUD No. 20-214 HUD Public Affairs (202) 708-0685:…

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Online Legal Risk Assessment Tools Available

During this global pandemic more Western New Yorkers are struggling with issues related to safe and affordable housing, debt, health care and financial exploitation. The Center for Elder Law & Justice has two online screening tools available to connect older adults who may be facing these types of challenges with our office. The New York…

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State of Mortgage Foreclosures in Western New York: October 2020

submitted by F. Alex Fehrman, Esq. With COVID-19 still impacting our community, and likely to have a long-term impact on many people as we move forward, it is likely that multiple people are or will soon be facing mortgage foreclosure as a result of a newly found financial hardship. As courts continue to reopen and…

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CELJ Opposes Proposed Rule Discriminating Against Transgender Individuals in Homeless Shelters

photo of gavel with pride ribbon

submitted by Christopher Phillips, Esq. On July 24, 2020, the U.S. Department of Housing and Urban Development issued a proposed rule, entitled Making Admission or Placement Determinations Based on Sex in Facilities Under Community Planning and Development Housing Programs.  The proposed rule would permit emergency homeless shelters to admit individuals based solely on their biological…

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New York’s Tenant Safe Harbor Act

submitted by Kevin M. Quinn On June 30, 2020, Governor Cuomo signed into law the New York Tenant Safe Harbor Act (the Act), which provides further protections to tenants suffering from financial hardship because of the COVID-19 pandemic. The Act prohibits courts from ever evicting residential tenants who failed to pay their rent during the…

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Common Questions about Paying Mortgages during COVID-19


submitted by F. Alex Fehrman, Esq. With the escalation of the Covid-19 pandemic throughout the state, there has been a lot of confusion over the past few weeks when it comes to homeowners making their mortgage payments. As an attorney who focuses on foreclosure prevention I have received many questions on this issue over the…

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