National Senior Fraud Awareness Day

submitted by Kristen Orr, Tech Paralegal May is Older Americans Month, and National Senior Fraud Awareness Day is May 15th. Though older adults on average lose more money to fraud than other age groups, they are still the least likely age group to report that loss. Be on the lookout for these scams affecting seniors.…

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Unlocking Financial Capability for Seniors

submitted by Kristen Orr, Tech Paralegal April is National Financial Capability Month. Being financially capable means having the knowledge and the confidence to take charge of your financial wellbeing.  You can take charge on your own, but it’s also okay to recognize that you need assistance and enlist appropriate help. Being active and engaged in…

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Scams: Learn the Red Flags during National Consumer Protection Week

The month of March began with National Consumer Protection Week.  The FTC has recently reported that Americans lost upwards of $3.3 billion to scams and fraud in 2020.  This is almost double the amount lost in 2019!  Just in New York State, which had the 9th highest rate of fraud reports to the FTC in…

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Debt Collection Basics and Exempt Income from Judgment

A senior gentleman stacking and counting coins

submitted by Brandy Hernandez-Hamil, Paralegal The term “judgment proof” is often used when referring to an individual who may not be subject to income garnishments or property liens from creditors for a debt.  There are many requirements to become judgment proof, however.  The information below can be helpful to determine your rights when you are…

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Census, Auto Warranty, and IRS Scams: SFST Bulletin for March

The SFST Bulletin is a monthly electronic publication written for financial professionals. Our goal is to increase awareness of legal issues faced by older adults in our community related to financial exploitation by providing these informative materials to financial professionals. Each month the SFST Bulletin will focus on new and timely topics that affect consumer…

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Senior Financial Safety Tool

The Center for Elder Law & Justice has partnered with Lake Shore Savings Bank to utilize the Senior Financial Safety Tool (SFST). The SFST is a web-based application that screens older adults for common warning signs of financial exploitation. Our goal is to develop a detection and referral system so that we can work collaboratively…

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