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CONSUMER LAW

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Service of process is an essential part of our justice system.  If one is the subject of a complaint or petition, in order for them to confront that allegation in court, service of process is required as an essential part of due process.  While service of process is required for all kinds of litigation, it…

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Residential Security Deposits: Useful Tips to Help You Recover Your Deposit

Kevin Quinn, Staff Attorney Housing Unit Tenants often have difficulty recovering all or even a portion of the security deposit that they paid to their landlord at the beginning of their tenancy.  The following are some useful tips we recommend using to insure that your transition out of your apartment is a smooth one. The…

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Changes to your Medicare Card to Protect Your Identity

The 2016 Federal Budget Includes funding to help protect Americans from identity theft. A new law is on the way which does not permit a Social Security Number to be printed on a Medicare card.  (http://www.nytimes.com/2015/04/21/us/new-law-to-strip-social-security-numbers-from-medicare-cards.html?_r=1). Currently, most Medicare cards have a person’s Social Security Number (“SSN”) printed on the front.  We are all told to…

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Tax Refund Loans – Large Cost to Avoid a Short Wait

   It’s that time of year again – tax season! Maybe you’ve filed and received your refund already. Maybe you are waiting until April 15 because you owe a check to Uncle Sam. Or maybe you know you’re getting a refund, but still need to open all those tax documents. For those anticipating a refund,…

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Scam Alert: Telephone Calls from the “IRS”

We have received reports from several seniors in the Western New York area who have received calls from an individual fraudulently claiming to be an Internal Revenue Service (IRS) representative. The caller will typically say that money is owed for a tax obligation and/or that the IRS is filing a lawsuit against the person. They…

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Debt Collection Practices

Anyone who gets a letter from a debt collector should call an attorney for assistance.  Certain income is protected from creditors, and federal and state laws protect debtors from deceptive or abusive debt collection practices.

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