By: Helen Ferraro- Zaffram

As we enjoy the holidays this season, it is important that we not fall prey to various scams. Unfortunately, once monies are sent or through phishing the perpetrators have our important information, we may never fully recover from the loss. The Better Business Bureau shares information on twelve known scams. They include, things such as: phony charities, grandparent scams and look alike websites to name a few.

Scammers utilize social media, the postal service, telephone contact and door-to-door contact in efforts to get your personal and banking information along with your money. If it sounds too good to be true, chances are, it is. Be wary of unsolicited calls from the Internal Revenue Service, Law Enforcement or the Social Security Administration. Most government organizations make it very clear that they do not randomly call upon citizens.

Similarly, utility workers should have uniforms and proper identification. If you are not expecting a worker at your home because of an issue, you should not open the door. You are certainly within your rights to ask them to return once you call the company to be certain their presence is for a legitimate need. I would not accept a number they give you to call; you should reach out to the company yourself.

In many cases where clients have been scammed, they are embarrassed to come forward to tell their story. This is unfortunate because their silence may allow others to fall victim to the same scam.

We hope that you are vigilant and cautious during this Season and throughout the New Year.

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